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Are you a senior? Changes to Ontario Senior Drug Benefit Program

Ontario Senior Drug Benefit Program

  Are you a Senior? If you are a senior, then you will want to take a look at the recent  changes to the Ontario Senior Drug Benefit Program.     The Ontario Government has increased the prescription drug deductibles and co payment amounts for seniors.  This means more will … Continue reading

Self Employed – The Cost Advantage of Having a Health Insurance Plan

Cost Advantage of Having a Health Insurance Plan

As a Self Employed person, you have an added advantage when purchasing an Individual Health Insurance plan. Your premiums will be tax deductible as a business expense. And that means that you will save a huge amount on health and dentals bills. For Example: What it costs with No Health … Continue reading

Your Options When Leaving a Group Health Insurance Plan

Options when leaving a group insurance plan

When one leaves an employ most of the time a person loses their group insurance benefits.  Often, they still need their Life insurance, Long Term Disability Insurance and Health and Dental benefits What options are available and what can you do. The follow options are time sensitive.  They require that you apply and pay the first … Continue reading

Estate Planning. So you have sizeable holdings, but your accountant has told you that you won’t have an issue with taxes. Get it in writing!

Estate Planning. Do you need it.

What will the tax bill be. Where will the cash come from to pay this tax bill. What will need to be liquidated. How long will it take to liquidate the asset? You are a fairly wealthy business person, with many holdings, and your accountant has said to you – … Continue reading

3 TAX TIME TIPS – Health & Group Insurance

3 Tax Time Tips

 TAX TIME TIPS The personal income tax return deadline of April 30 is fast approaching    so here are 3 handy tips to help you save on your income taxes. TAX TIP # 1 – If you are Self Employed – Individual Health Plan – Deduct Your Health & Dental Premiums as a Business … Continue reading