Self Employed – The Cost Advantage of Having a Health Insurance Plan

Cost Advantage of Having a Health Insurance Plan

As a Self Employed person, you have an added advantage when purchasing an Individual Health Insurance plan. Your premiums will be tax deductible as a business expense. And that means that you will save a huge amount on health and dentals bills. For Example: What it costs with No Health … Continue reading

…New Lifetime Capital Gains Exemption……..an increase in the max amount……

$800,000 Capital Gains calculator

Part of doing an evaluation of life insurance needs is looking at your tax situation in the event of death. A big part of tax liability can be the result of owning shares in a privately held, incorporated business.  The business for which you worked hard, took risks and where … Continue reading

A.D.&D. (Accidental Death & Dismemberment) premiums are now a taxable benefit to employees

Morning Sky Beautiful Lake Ontario

Effective January 1, 2013: As a result of the March 2012 Federal budget, Group Accidental Death and Dismemberment benefit premiums are now a taxable benefit to employees, if the premium is paid by the employer. If you are an employer and pay 100% of the group premiums, or are paying the … Continue reading

Group Life Insurance – 3 things you need to know.

Woman Gazing over Beautiful Lake Ontario

It does not follow you wherever you go It normally reduces by 50% at age 65 At Age 70 – it probably terminates or is reduced to a nominal amount, such as $5000. In other words, it does not last forever.  And if you need life insurance to last until … Continue reading

Favorite Advice you can count on. Protecting You, Your Family, Your Business

Trusted for over 25 years to provide objective insurance advice.
Working with the leading insurers to bring you quality plans.

 

Life Insurance - Click Here

 

Click Here for Life Insurance